Citizens & Northern CZNC Stock
Citizens & Northern Price Chart
Citizens & Northern CZNC Financial and Trading Overview
| Citizens & Northern stock price | 23.08 USD |
| Previous Close | 22.85 USD |
| Open | 22.94 USD |
| Bid | 16.55 USD x 200 |
| Ask | 29.4 USD x 200 |
| Day's Range | 22.85 - 23.38 USD |
| 52 Week Range | 18.16 - 24.25 USD |
| Volume | 87.82K USD |
| Avg. Volume | 54.53K USD |
| Market Cap | 412.62M USD |
| Beta (5Y Monthly) | 0.397 |
| PE Ratio (TTM) | 21.324074 |
| EPS (TTM) | 1.08 USD |
| Forward Dividend & Yield | 1.12 (4.90%) |
| Ex-Dividend Date | May 4, 2026 |
| 1y Target Est | 24 USD |
CZNC Valuation Measures
| Enterprise Value | 550.87M USD |
| Trailing P/E | 21.324074 |
| Forward P/E | 8.52963 |
| PEG Ratio (5 yr expected) | 1.21 |
| Price/Sales (ttm) | 3.6536942 |
| Price/Book (mrq) | 1.2291845 |
| Enterprise Value/Revenue | 4.878 |
| Enterprise Value/EBITDA | N/A |
Trading Information
Citizens & Northern Stock Price History
| Beta (5Y Monthly) | 0.397 |
| 52-Week Change | 18.34% |
| S&P500 52-Week Change | 20.36% |
| 52 Week High | 24.25 USD |
| 52 Week Low | 18.16 USD |
| 50-Day Moving Average | 21.8 USD |
| 200-Day Moving Average | 21.42 USD |
CZNC Share Statistics
| Avg. Volume (3 month) | 54.53K USD |
| Avg. Daily Volume (10-Days) | 60.73K USD |
| Shares Outstanding | 17.92M |
| Float | 17.01M |
| Short Ratio | 5.12 |
| % Held by Insiders | 4.15% |
| % Held by Institutions | 31.90% |
| Shares Short | 379.71K |
| Short % of Float | 2.22% |
| Short % of Shares Outstanding | 2.12% |
Dividends & Splits
| Trailing Annual Dividend Rate | 1.12 |
| Trailing Annual Dividend Yield | 4.90% |
| 5 Year Average Dividend Yield | 517.00% |
| Payout Ratio | 1.0467 |
| Last Split Factor | 101:100 |
Financial Highlights
Fiscal Year
| Fiscal Year Ends | December 31, 2025 |
| Most Recent Quarter (mrq) | March 31, 2026 |
| Next Fiscal Year End | December 31, 2026 |
Profitability
| Profit Margin | 15.41% |
| Operating Margin (ttm) | 1.45% |
| Gross Margin | 0% |
| EBITDA Margin | 0% |
Management Effectiveness
| Return on Assets (ttm) | 0.60% |
| Return on Equity (ttm) | 5.63% |
Income Statement
| Revenue (ttm) | 112.93M USD |
| Revenue Per Share (ttm) | 6.82 USD |
| Quarterly Revenue Growth (yoy) | -13.80% |
| Gross Profit (ttm) | 112.93M USD |
| EBITDA | N/A |
| Net Income Avi to Common (ttm) | 17.28M USD |
| Diluted EPS (ttm) | 1.08 |
| Quarterly Earnings Growth (yoy) | -95.70% |
Balance Sheet
| Total Cash (mrq) | 55.98M USD |
| Total Cash Per Share (mrq) | 3.12 USD |
| Total Debt (mrq) | 194.23M USD |
| Total Debt/Equity (mrq) | N/A |
| Current Ratio (mrq) | N/A |
| Book Value Per Share (mrq) | 18.736 |
Cash Flow Statement
| Operating Cash Flow (ttm) | 39.07M USD |
| Levered Free Cash Flow (ttm) | N/A |
Profile of Citizens & Northern
| Country | United States |
| State | PA |
| City | Wellsboro |
| Address | 90-92 Main Street |
| ZIP | 16901 |
| Phone | 570 724 3411 |
| Website | https://www.cnbankpa.com |
| Industry | Banks - Regional |
| Sector(s) | Financial Services |
| Full Time Employees | 460 |
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
Q&A For Citizens & Northern Stock
What is a current CZNC stock price?
Citizens & Northern CZNC stock price today per share is 23.08 USD.
How to purchase Citizens & Northern stock?
You can buy CZNC shares on the Tech Market Small exchange. Contact your financial advisor to select a broker.
What is the ticker symbol for Citizens & Northern?
The stock symbol or ticker of Citizens & Northern is CZNC.
Which industry does the Citizens & Northern company belong to?
The Citizens & Northern industry is Banks - Regional.
How many shares does Citizens & Northern have in circulation?
The max supply of Citizens & Northern shares is 17.92M.
What is Citizens & Northern Price to Earnings Ratio (PE Ratio)?
Citizens & Northern PE Ratio is 21.37036900 now.
What was Citizens & Northern earnings per share over the trailing 12 months (TTM)?
Citizens & Northern EPS is 1.08 USD over the trailing 12 months.
Which sector does the Citizens & Northern company belong to?
The Citizens & Northern sector is Financial Services.
Citizens & Northern CZNC included in indexes
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