Citizens Financial Services

Citizens Financial Services CZFS Stock

$82.21   -0.484205%
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Market Cap
$395.42M
LOW - HIGH [24H]
$81.62 - $84.14
VOLUME [24H]
$33.72K
P/E Ratio
9.61
Earnings per share
$8.55
ISIN
US1746151042
Price   Prediction

Citizens Financial Services Price Chart

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Citizens Financial Services CZFS Financial and Trading Overview

Citizens Financial Services stock price 82.21 USD
Previous Close 82.61 USD
Open 83.4 USD
Bid 81.9 USD x 100
Ask 83 USD x 100
Day's Range 81.62 - 84.14 USD
52 Week Range 52.35 - 84.65 USD
Volume 33.7K USD
Avg. Volume 26.82K USD
Market Cap 395.42M USD
Beta (5Y Monthly) 0.381
PE Ratio (TTM) 9.615205
EPS (TTM) 8.55 USD
Forward Dividend & Yield 2.04 (2.45%)
Ex-Dividend Date September 11, 2026
1y Target Est 89 USD

CZFS Valuation Measures

Enterprise Value 748.26M USD
Trailing P/E 9.615205
Forward P/E 9.331441
PEG Ratio (5 yr expected) N/A
Price/Sales (ttm) 3.4457
Price/Book (mrq) 1.1205616
Enterprise Value/Revenue 6.52
Enterprise Value/EBITDA N/A

Trading Information

Citizens Financial Services Stock Price History

Beta (5Y Monthly) 0.381
52-Week Change 28.56%
S&P500 52-Week Change 15.30%
52 Week High 84.65 USD
52 Week Low 52.35 USD
50-Day Moving Average 78.02 USD
200-Day Moving Average 66.69 USD

CZFS Share Statistics

Avg. Volume (3 month) 26.82K USD
Avg. Daily Volume (10-Days) 25.01K USD
Shares Outstanding 4.81M
Float 4.5M
Short Ratio 1.79
% Held by Insiders 6.34%
% Held by Institutions 31.60%
Shares Short 74.56K
Short % of Float 1.64%
Short % of Shares Outstanding 1.55%

Dividends & Splits

Trailing Annual Dividend Rate 2.01
Trailing Annual Dividend Yield 2.43%
5 Year Average Dividend Yield 315.00%
Payout Ratio 0.2351
Last Split Factor 101:100

Financial Highlights

Fiscal Year

Fiscal Year Ends December 31, 2025
Most Recent Quarter (mrq) June 30, 2026
Next Fiscal Year End December 31, 2026

Profitability

Profit Margin 35.77%
Operating Margin (ttm) 44.54%
Gross Margin 0%
EBITDA Margin 0%

Management Effectiveness

Return on Assets (ttm) 1.33%
Return on Equity (ttm) 12.31%

Income Statement

Revenue (ttm) 114.76M USD
Revenue Per Share (ttm) 23.92 USD
Quarterly Revenue Growth (yoy) 10.00%
Gross Profit (ttm) 114.76M USD
EBITDA N/A
Net Income Avi to Common (ttm) 41.05M USD
Diluted EPS (ttm) 8.55
Quarterly Earnings Growth (yoy) 20.39%

Balance Sheet

Total Cash (mrq) 49.51M USD
Total Cash Per Share (mrq) 10.29 USD
Total Debt (mrq) 397.97M USD
Total Debt/Equity (mrq) N/A
Current Ratio (mrq) N/A
Book Value Per Share (mrq) 73.365

Cash Flow Statement

Operating Cash Flow (ttm) 37.53M USD
Levered Free Cash Flow (ttm) N/A

Profile of Citizens Financial Services

Country United States
State PA
City Mansfield
Address 15 South Main Street
ZIP 16933
Phone 570 662 2121
Website https://www.firstcitizensbank.com
Industry Banks - Regional
Sector(s) Financial Services
Full Time Employees 388

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

Q&A For Citizens Financial Services Stock

What is a current CZFS stock price?

Citizens Financial Services CZFS stock price today per share is 82.21 USD.

How to purchase Citizens Financial Services stock?

You can buy CZFS shares on the Tech Market Small exchange. Contact your financial advisor to select a broker.

What is the ticker symbol for Citizens Financial Services?

The stock symbol or ticker of Citizens Financial Services is CZFS.

Which industry does the Citizens Financial Services company belong to?

The Citizens Financial Services industry is Banks - Regional.

How many shares does Citizens Financial Services have in circulation?

The max supply of Citizens Financial Services shares is 4.81M.

What is Citizens Financial Services Price to Earnings Ratio (PE Ratio)?

Citizens Financial Services PE Ratio is 9.61520500 now.

What was Citizens Financial Services earnings per share over the trailing 12 months (TTM)?

Citizens Financial Services EPS is 8.55 USD over the trailing 12 months.

Which sector does the Citizens Financial Services company belong to?

The Citizens Financial Services sector is Financial Services.

Citizens Financial Services CZFS included in indexes

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us US Tech Composite IXIC US 26333.04 USD
+0.96
5.66B USD 26283.11 USD 26431.22 USD 5.66B USD
us ABA US Tech Community Bank ABAQ US 477.51 USD
+0.1
474.34 USD 481.51 USD
$2.64T
Total marketcap
$61.93B
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