Citizens Financial Services CZFS Stock
Citizens Financial Services Price Chart
Citizens Financial Services CZFS Financial and Trading Overview
| Citizens Financial Services stock price | 85.15 USD |
| Previous Close | 85.48 USD |
| Open | 85.73 USD |
| Bid | 83.96 USD x 100 |
| Ask | 85.25 USD x 100 |
| Day's Range | 84.47 - 85.73 USD |
| 52 Week Range | 53.14 - 88.88 USD |
| Volume | 12.12K USD |
| Avg. Volume | 35.6K USD |
| Market Cap | 409.63M USD |
| Beta (5Y Monthly) | 0.397 |
| PE Ratio (TTM) | 9.52461 |
| EPS (TTM) | 8.94 USD |
| Forward Dividend & Yield | 2.04 (2.39%) |
| Ex-Dividend Date | September 11, 2026 |
| 1y Target Est | 94 USD |
CZFS Valuation Measures
| Enterprise Value | 888.92M USD |
| Trailing P/E | 9.52461 |
| Forward P/E | 9.665153 |
| PEG Ratio (5 yr expected) | N/A |
| Price/Sales (ttm) | 3.4408796 |
| Price/Book (mrq) | 1.1660869 |
| Enterprise Value/Revenue | 7.467 |
| Enterprise Value/EBITDA | N/A |
Trading Information
Citizens Financial Services Stock Price History
| Beta (5Y Monthly) | 0.397 |
| 52-Week Change | 51.59% |
| S&P500 52-Week Change | 12.28% |
| 52 Week High | 88.88 USD |
| 52 Week Low | 53.14 USD |
| 50-Day Moving Average | 82.02 USD |
| 200-Day Moving Average | 71.82 USD |
CZFS Share Statistics
| Avg. Volume (3 month) | 35.6K USD |
| Avg. Daily Volume (10-Days) | 29.08K USD |
| Shares Outstanding | 4.81M |
| Float | 4.49M |
| Short Ratio | 1.42 |
| % Held by Insiders | 6.51% |
| % Held by Institutions | 33.73% |
| Shares Short | 54.9K |
| Short % of Float | 1.20% |
| Short % of Shares Outstanding | 1.14% |
Dividends & Splits
| Trailing Annual Dividend Rate | 2.02 |
| Trailing Annual Dividend Yield | 2.36% |
| 5 Year Average Dividend Yield | 303.00% |
| Payout Ratio | 0.22569999 |
| Last Split Factor | 101:100 |
Financial Highlights
Fiscal Year
| Fiscal Year Ends | December 31, 2025 |
| Most Recent Quarter (mrq) | September 30, 2026 |
| Next Fiscal Year End | December 31, 2026 |
Profitability
| Profit Margin | 36.09% |
| Operating Margin (ttm) | 46.39% |
| Gross Margin | 0% |
| EBITDA Margin | 0% |
Management Effectiveness
| Return on Assets (ttm) | 1.32% |
| Return on Equity (ttm) | 12.65% |
Income Statement
| Revenue (ttm) | 119.05M USD |
| Revenue Per Share (ttm) | 24.81 USD |
| Quarterly Revenue Growth (yoy) | 10.80% |
| Gross Profit (ttm) | 119.05M USD |
| EBITDA | N/A |
| Net Income Avi to Common (ttm) | 42.97M USD |
| Diluted EPS (ttm) | 8.94 |
| Quarterly Earnings Growth (yoy) | 19.10% |
Balance Sheet
| Total Cash (mrq) | 38.69M USD |
| Total Cash Per Share (mrq) | 8.04 USD |
| Total Debt (mrq) | 517.98M USD |
| Total Debt/Equity (mrq) | N/A |
| Current Ratio (mrq) | N/A |
| Book Value Per Share (mrq) | 73.022 |
Cash Flow Statement
| Operating Cash Flow (ttm) | 39.92M USD |
| Levered Free Cash Flow (ttm) | N/A |
Profile of Citizens Financial Services
| Country | United States |
| State | PA |
| City | Mansfield |
| Address | 15 South Main Street |
| ZIP | 16933 |
| Phone | 570 662 2121 |
| Website | https://www.firstcitizensbank.com |
| Industry | Banks - Regional |
| Sector(s) | Financial Services |
| Full Time Employees | 391 |
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.
Q&A For Citizens Financial Services Stock
What is a current CZFS stock price?
Citizens Financial Services CZFS stock price today per share is 85.15 USD.
How to purchase Citizens Financial Services stock?
You can buy CZFS shares on the Tech Market Small exchange. Contact your financial advisor to select a broker.
What is the ticker symbol for Citizens Financial Services?
The stock symbol or ticker of Citizens Financial Services is CZFS.
Which industry does the Citizens Financial Services company belong to?
The Citizens Financial Services industry is Banks - Regional.
How many shares does Citizens Financial Services have in circulation?
The max supply of Citizens Financial Services shares is 4.81M.
What is Citizens Financial Services Price to Earnings Ratio (PE Ratio)?
Citizens Financial Services PE Ratio is 9.52461000 now.
What was Citizens Financial Services earnings per share over the trailing 12 months (TTM)?
Citizens Financial Services EPS is 8.94 USD over the trailing 12 months.
Which sector does the Citizens Financial Services company belong to?
The Citizens Financial Services sector is Financial Services.
Citizens Financial Services CZFS included in indexes
| Name Name | Price Price |
24h% 7d chart 24h% & 7d |
VOL Volume | 24h low | 24h high | Volume |
|---|
| Name Name | Price Price |
24h% 7d chart 24h% & 7d |
VOL Volume | 24h low | 24h high | Volume | |
|---|---|---|---|---|---|---|---|
|
|
|
- | |||||
US Tech Composite
IXIC
US
|
25136.27 USD — |
-0.91
|
7.74B USD — | 24872.41 USD — | 25423.09 USD — | — - | 7.74B USD — |
|
ABA US Tech Community Bank
ABAQ
US
|
476.7 USD — |
+0.18
|
— — | 473.76 USD — | 477.13 USD — | — - | — — |
