Citizens Financial Services

Citizens Financial Services CZFS Stock

$76.53   -1.277087%
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Market Cap
$368.05M
LOW - HIGH [24H]
$76.53 - $78.18
VOLUME [24H]
$18.34K
P/E Ratio
8.95
Earnings per share
$8.55
ISIN
US1746151042
Price   Prediction

Citizens Financial Services Price Chart

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Citizens Financial Services CZFS Financial and Trading Overview

Citizens Financial Services stock price 76.53 USD
Previous Close 77.52 USD
Open 77.51 USD
Bid 75.22 USD x 200
Ask 77.81 USD x 100
Day's Range 77.41 - 77.9 USD
52 Week Range 51.14 - 79.5 USD
Volume 5.84K USD
Avg. Volume 12.1K USD
Market Cap 372.96M USD
Beta (5Y Monthly) 0.378
PE Ratio (TTM) 9.070175
EPS (TTM) 8.55 USD
Forward Dividend & Yield 2.04 (2.63%)
Ex-Dividend Date June 12, 2026
1y Target Est 71 USD

CZFS Valuation Measures

Enterprise Value 721.28M USD
Trailing P/E 9.070175
Forward P/E 9.3321295
PEG Ratio (5 yr expected) N/A
Price/Sales (ttm) 3.2120135
Price/Book (mrq) 1.102753
Enterprise Value/Revenue 6.212
Enterprise Value/EBITDA N/A

Trading Information

Citizens Financial Services Stock Price History

Beta (5Y Monthly) 0.378
52-Week Change 44.65%
S&P500 52-Week Change 18.32%
52 Week High 79.5 USD
52 Week Low 51.14 USD
50-Day Moving Average 69.9 USD
200-Day Moving Average 63.04 USD

CZFS Share Statistics

Avg. Volume (3 month) 12.1K USD
Avg. Daily Volume (10-Days) 24.2K USD
Shares Outstanding 4.81M
Float 4.5M
Short Ratio 3.47
% Held by Insiders 6.34%
% Held by Institutions 30.75%
Shares Short 51.47K
Short % of Float 1.12%
Short % of Shares Outstanding 1.06%

Dividends & Splits

Trailing Annual Dividend Rate 2.01
Trailing Annual Dividend Yield 2.59%
5 Year Average Dividend Yield 316.00%
Payout Ratio 0.2351
Last Split Factor 101:100

Financial Highlights

Fiscal Year

Fiscal Year Ends December 31, 2025
Most Recent Quarter (mrq) June 30, 2026
Next Fiscal Year End December 31, 2026

Profitability

Profit Margin 35.35%
Operating Margin (ttm) 44.54%
Gross Margin 0%
EBITDA Margin 0%

Management Effectiveness

Return on Assets (ttm) 1.33%
Return on Equity (ttm) 12.31%

Income Statement

Revenue (ttm) 116.11M USD
Revenue Per Share (ttm) 24.2 USD
Quarterly Revenue Growth (yoy) 10.00%
Gross Profit (ttm) 116.11M USD
EBITDA N/A
Net Income Avi to Common (ttm) 41.05M USD
Diluted EPS (ttm) 8.55
Quarterly Earnings Growth (yoy) 20.39%

Balance Sheet

Total Cash (mrq) 49.51M USD
Total Cash Per Share (mrq) 10.29 USD
Total Debt (mrq) 397.97M USD
Total Debt/Equity (mrq) N/A
Current Ratio (mrq) N/A
Book Value Per Share (mrq) 70.324

Cash Flow Statement

Operating Cash Flow (ttm) N/A
Levered Free Cash Flow (ttm) N/A

Profile of Citizens Financial Services

Country United States
State PA
City Mansfield
Address 15 South Main Street
ZIP 16933
Phone 570 662 2121
Website https://www.firstcitizensbank.com
Industry Banks - Regional
Sector(s) Financial Services
Full Time Employees 388

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

Q&A For Citizens Financial Services Stock

What is a current CZFS stock price?

Citizens Financial Services CZFS stock price today per share is 76.53 USD.

How to purchase Citizens Financial Services stock?

You can buy CZFS shares on the Tech Market Small exchange. Contact your financial advisor to select a broker.

What is the ticker symbol for Citizens Financial Services?

The stock symbol or ticker of Citizens Financial Services is CZFS.

Which industry does the Citizens Financial Services company belong to?

The Citizens Financial Services industry is Banks - Regional.

How many shares does Citizens Financial Services have in circulation?

The max supply of Citizens Financial Services shares is 4.81M.

What is Citizens Financial Services Price to Earnings Ratio (PE Ratio)?

Citizens Financial Services PE Ratio is 8.95087700 now.

What was Citizens Financial Services earnings per share over the trailing 12 months (TTM)?

Citizens Financial Services EPS is 8.55 USD over the trailing 12 months.

Which sector does the Citizens Financial Services company belong to?

The Citizens Financial Services sector is Financial Services.

Citizens Financial Services CZFS included in indexes

Name Name Price Price 24h%
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VOL Volume 24h low 24h high Volume
Name Name Price Price 24h%
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us US Tech Composite IXIC US 25913.9 USD
+2.13
10.05B USD 25420.35 USD 25967.44 USD 10.05B USD
us ABA US Tech Community Bank ABAQ US 493.04 USD
+1.04
491.53 USD 495.61 USD
$2.27T
Total marketcap
$56.32B
Total volume
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