Citizens Financial CIWV Stock
Citizens Financial Price Chart
Citizens Financial CIWV Financial and Trading Overview
| Citizens Financial stock price | 48 USD |
| Previous Close | 48.51 USD |
| Open | 50.2 USD |
| Bid | 48.65 USD x 30000 |
| Ask | 50 USD x 32600 |
| Day's Range | 50.2 - 50.2 USD |
| 52 Week Range | 29.7 - 52 USD |
| Volume | 1 USD |
| Avg. Volume | 560 USD |
| Market Cap | 90.1M USD |
| Beta (5Y Monthly) | 0.25 |
| PE Ratio (TTM) | 8.00638 |
| EPS (TTM) | 6.27 USD |
| Forward Dividend & Yield | 1.08 (2.19%) |
| Ex-Dividend Date | April 17, 2026 |
| 1y Target Est | N/A |
CIWV Valuation Measures
| Enterprise Value | 59.81M USD |
| Trailing P/E | 8.00638 |
| Forward P/E | N/A |
| PEG Ratio (5 yr expected) | N/A |
| Price/Sales (ttm) | 2.8935885 |
| Price/Book (mrq) | 1.4525043 |
| Enterprise Value/Revenue | 1.921 |
| Enterprise Value/EBITDA | N/A |
Trading Information
Citizens Financial Stock Price History
| Beta (5Y Monthly) | 0.25 |
| 52-Week Change | 64.98% |
| S&P500 52-Week Change | 27.69% |
| 52 Week High | 52 USD |
| 52 Week Low | 29.7 USD |
| 50-Day Moving Average | 45.93 USD |
| 200-Day Moving Average | 37.13 USD |
CIWV Share Statistics
| Avg. Volume (3 month) | 560 USD |
| Avg. Daily Volume (10-Days) | 140 USD |
| Shares Outstanding | 1.7M |
| Float | N/A |
| Short Ratio | N/A |
| % Held by Insiders | 0% |
| % Held by Institutions | 1.30% |
| Shares Short | N/A |
| Short % of Float | N/A |
| Short % of Shares Outstanding | N/A |
Dividends & Splits
| Trailing Annual Dividend Rate | 0.77 |
| Trailing Annual Dividend Yield | 1.58% |
| 5 Year Average Dividend Yield | 361.00% |
| Payout Ratio | 0.1627 |
| Last Split Factor | 3:1 |
Financial Highlights
Fiscal Year
| Fiscal Year Ends | December 31, 2025 |
| Most Recent Quarter (mrq) | March 31, 2026 |
| Next Fiscal Year End | December 31, 2026 |
Profitability
| Profit Margin | 36.10% |
| Operating Margin (ttm) | 44.24% |
| Gross Margin | 0% |
| EBITDA Margin | 0% |
Management Effectiveness
| Return on Assets (ttm) | N/A |
| Return on Equity (ttm) | N/A |
Income Statement
| Revenue (ttm) | 31.14M USD |
| Revenue Per Share (ttm) | 17.35 USD |
| Quarterly Revenue Growth (yoy) | 32.80% |
| Gross Profit (ttm) | 31.14M USD |
| EBITDA | N/A |
| Net Income Avi to Common (ttm) | 11.24M USD |
| Diluted EPS (ttm) | 6.27 |
| Quarterly Earnings Growth (yoy) | 43.50% |
Balance Sheet
| Total Cash (mrq) | 45M USD |
| Total Cash Per Share (mrq) | 25.07 USD |
| Total Debt (mrq) | 17.76M USD |
| Total Debt/Equity (mrq) | N/A |
| Current Ratio (mrq) | N/A |
| Book Value Per Share (mrq) | 34.561 |
Cash Flow Statement
| Operating Cash Flow (ttm) | N/A |
| Levered Free Cash Flow (ttm) | N/A |
Profile of Citizens Financial
| Country | United States |
| State | WV |
| City | Elkins |
| Address | 211 Third Street |
| ZIP | 26241 |
| Phone | 304 636 4095 |
| Website | https://www.citizenswv.com |
| Industry | Banks - Regional |
| Sector(s) | Financial Services |
| Full Time Employees | N/A |
Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that engages in the provision of retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loans, lines of credit, real estate loans, and government guaranteed loans, as well as home loans and home equity; debit and credit cards; and insured cash sweep and CDARS. In addition, it provides investment products, such as managed and brokerage accounts, 401K, smart529 plans, insurance, and fixed and variable annuities; investment services, including retirement planning, estate planning, asset allocation, and college savings; and trust services. Further, the company offers remote deposits, safe deposit boxes, drive-thru and online banking, mobile and telephone banking, digital wallet, mobile deposit, bill pay, notary, ATM, coin counter, night deposit drop, foreign currency, credit card processing, and other services, as well as wire transfers and digital wallet services. The company was founded in 1924 and is headquartered in Elkins, West Virginia.
Q&A For Citizens Financial Stock
What is a current CIWV stock price?
Citizens Financial CIWV stock price today per share is 48 USD.
How to purchase Citizens Financial stock?
You can buy CIWV shares on the OTC Markets OTCPK exchange. Contact your financial advisor to select a broker.
What is the ticker symbol for Citizens Financial?
The stock symbol or ticker of Citizens Financial is CIWV.
Which industry does the Citizens Financial company belong to?
The Citizens Financial industry is Banks - Regional.
How many shares does Citizens Financial have in circulation?
The max supply of Citizens Financial shares is 1.79M.
What is Citizens Financial Price to Earnings Ratio (PE Ratio)?
Citizens Financial PE Ratio is 7.65550230 now.
What was Citizens Financial earnings per share over the trailing 12 months (TTM)?
Citizens Financial EPS is 6.27 USD over the trailing 12 months.
Which sector does the Citizens Financial company belong to?
The Citizens Financial sector is Financial Services.


