Upstart

Upstart UPST Stock

$23.78   -0.293500%
Add to favorites
Market Cap
$2.28B
LOW - HIGH [24H]
$23.02 - $23.80
VOLUME [24H]
$3.05M
P/E Ratio
47.56
Earnings per share
$0.50
ISIN
US91680M1071
Price   Prediction

Upstart Price Chart

Sorry, that's all we've gotfor now...

Upstart UPST Financial and Trading Overview

Upstart stock price 23.78 USD
Previous Close 23.85 USD
Open 23.52 USD
Bid 23.68 USD x 200
Ask 29.55 USD x 200
Day's Range 23.03 - 23.81 USD
52 Week Range 22.21 - 54.5 USD
Volume 3.05M USD
Avg. Volume 4.35M USD
Market Cap 2.28B USD
Beta (5Y Monthly) 2.429
PE Ratio (TTM) 47.56
EPS (TTM) 0.5 USD
Forward Dividend & Yield N/A (0%)
Ex-Dividend Date N/A
1y Target Est 38.38 USD

UPST Valuation Measures

Enterprise Value 3.91B USD
Trailing P/E 47.56
Forward P/E 6.6532187
PEG Ratio (5 yr expected) N/A
Price/Sales (ttm) 1.7699968
Price/Book (mrq) 2.9014153
Enterprise Value/Revenue 3.044
Enterprise Value/EBITDA 34.017

Trading Information

Upstart Stock Price History

Beta (5Y Monthly) 2.429
52-Week Change -54.91%
S&P500 52-Week Change 10.88%
52 Week High 54.5 USD
52 Week Low 22.21 USD
50-Day Moving Average 25.93 USD
200-Day Moving Average 30.48 USD

UPST Share Statistics

Avg. Volume (3 month) 4.35M USD
Avg. Daily Volume (10-Days) 3.67M USD
Shares Outstanding 95.71M
Float 83.67M
Short Ratio 6.55
% Held by Insiders 12.93%
% Held by Institutions 62.32%
Shares Short 28.57M
Short % of Float 33.58%
Short % of Shares Outstanding 29.36%

Dividends & Splits

Trailing Annual Dividend Rate 0
Trailing Annual Dividend Yield 0%
5 Year Average Dividend Yield N/A
Payout Ratio 0
Last Split Factor

Financial Highlights

Fiscal Year

Fiscal Year Ends December 31, 2025
Most Recent Quarter (mrq) June 30, 2026
Next Fiscal Year End December 31, 2026

Profitability

Profit Margin 4.69%
Operating Margin (ttm) 7.20%
Gross Margin 83.04%
EBITDA Margin 8.94%

Management Effectiveness

Return on Assets (ttm) 1.98%
Return on Equity (ttm) 7.94%

Income Statement

Revenue (ttm) 1.29B USD
Revenue Per Share (ttm) 13.26 USD
Quarterly Revenue Growth (yoy) 42.29%
Gross Profit (ttm) 1.07B USD
EBITDA 115.06M USD
Net Income Avi to Common (ttm) 60.33M USD
Diluted EPS (ttm) 0.5
Quarterly Earnings Growth (yoy) 195.00%

Balance Sheet

Total Cash (mrq) 457.84M USD
Total Cash Per Share (mrq) 4.71 USD
Total Debt (mrq) 2.06B USD
Total Debt/Equity (mrq) 258.01 USD
Current Ratio (mrq) 10.455
Book Value Per Share (mrq) 8.196

Cash Flow Statement

Operating Cash Flow (ttm) -284006016 USD
Levered Free Cash Flow (ttm) -132382752 USD

Profile of Upstart

Country United States
State CA
City San Mateo
Address 2950 South Delaware Street
ZIP 94403
Phone 833 212 2461
Website https://www.upstart.com
Industry Credit Services
Sector(s) Financial Services
Full Time Employees 1405

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Q&A For Upstart Stock

What is a current UPST stock price?

Upstart UPST stock price today per share is 23.78 USD.

How to purchase Upstart stock?

You can buy UPST shares on the Tech Market Large exchange. Contact your financial advisor to select a broker.

What is the ticker symbol for Upstart?

The stock symbol or ticker of Upstart is UPST.

Which industry does the Upstart company belong to?

The Upstart industry is Credit Services.

How many shares does Upstart have in circulation?

The max supply of Upstart shares is 95.71M.

What is Upstart Price to Earnings Ratio (PE Ratio)?

Upstart PE Ratio is 47.56000000 now.

What was Upstart earnings per share over the trailing 12 months (TTM)?

Upstart EPS is 0.5 USD over the trailing 12 months.

Which sector does the Upstart company belong to?

The Upstart sector is Financial Services.

Upstart UPST included in indexes

Name Name Price Price 24h%
7d chart
24h% & 7d
VOL Volume 24h low 24h high Volume
Name Name Price Price 24h%
7d chart
24h% & 7d
VOL Volume 24h low 24h high Volume
{{ item.symbol }} {{ item.name }} {{ item.symbol }} {{ item.country.toUpperCase() }} {{ item.price }} {{ item.price_usd }}
{{ item.change_pct }}
{{ item.volume }} {{ item.volume_usd }} {{ item.low }} {{ item.low_usd }} {{ item.high }} {{ item.high_usd }} {{ item.components_count }} {{ item.volume }} {{ item.volume_usd }}
us US Tech Composite IXIC US 25955.34 USD —
-0.21
5.73B USD — 25866.15 USD — 26111.62 USD — — 5.73B USD —
us US Tech US 700 Small Cap Value I NQUS700SCV US 2681.12 USD —
-0.46
— — 2656.6 USD — 2682.84 USD — — — —
us US Tech Global Select Market Com NQGS US 12785.11 USD —
-0.19
— — 12740.9 USD — 12862.43 USD — — — —
us US Tech US 700 Small Cap Value N NQUS700SCVN US 3083.18 USD —
-0.45
— — 3054.98 USD — 3085.16 USD — — — —
us US Tech US 700 Small Cap Index NQUS700SC US 3009.36 USD —
-0.47
— — 2982.52 USD — 3012.47 USD — — — —
us US Tech AlphaDEX Multi Cap Growt NQDXUSMLTCG US 3770.94 USD —
-0.28
— — 3736.98 USD — 3784.46 USD — — — —
us US Tech Financial 100 IXF US 7408.88 USD —
-0.43
— — 7377.57 USD — 7447.01 USD — — — —
$2.68T
Total marketcap
$53.93B
Total volume
BTC 60.12%   •   ETH 10.60%
Dominance
Select currency