Upstart

Upstart UPST Stock

$22.81   -0.610027%
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Market Cap
$2.18B
LOW - HIGH [24H]
$22.77 - $23.56
VOLUME [24H]
$4.12M
P/E Ratio
45.61
Earnings per share
$0.50
ISIN
US91680M1071
Price   Prediction

Upstart Price Chart

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Upstart UPST Financial and Trading Overview

Upstart stock price 22.81 USD
Previous Close 22.95 USD
Open 23.5 USD
Bid 16.72 USD x 200
Ask 29.19 USD x 200
Day's Range 22.78 - 23.56 USD
52 Week Range 22.56 - 55.22 USD
Volume 4.11M USD
Avg. Volume 4.27M USD
Market Cap 2.18B USD
Beta (5Y Monthly) 2.165
PE Ratio (TTM) 43.865387
EPS (TTM) 0.5 USD
Forward Dividend & Yield N/A (N/A)
Ex-Dividend Date N/A
1y Target Est 40 USD

UPST Valuation Measures

Enterprise Value 3.82B USD
Trailing P/E 43.865387
Forward P/E 6.562216
PEG Ratio (5 yr expected) N/A
Price/Sales (ttm) 1.6977974
Price/Book (mrq) 2.7830648
Enterprise Value/Revenue 2.97
Enterprise Value/EBITDA 33.197

Trading Information

Upstart Stock Price History

Beta (5Y Monthly) 2.165
52-Week Change -56.37%
S&P500 52-Week Change 14.15%
52 Week High 55.22 USD
52 Week Low 22.56 USD
50-Day Moving Average 27.57 USD
200-Day Moving Average 32.37 USD

UPST Share Statistics

Avg. Volume (3 month) 4.27M USD
Avg. Daily Volume (10-Days) 4.9M USD
Shares Outstanding 95.71M
Float 83.67M
Short Ratio 6.64
% Held by Insiders 12.93%
% Held by Institutions 63.18%
Shares Short 27.65M
Short % of Float 32.50%
Short % of Shares Outstanding 28.41%

Dividends & Splits

Trailing Annual Dividend Rate 0
Trailing Annual Dividend Yield 0%
5 Year Average Dividend Yield N/A
Payout Ratio 0
Last Split Factor

Financial Highlights

Fiscal Year

Fiscal Year Ends December 31, 2025
Most Recent Quarter (mrq) June 30, 2026
Next Fiscal Year End December 31, 2026

Profitability

Profit Margin 4.69%
Operating Margin (ttm) 7.20%
Gross Margin 83.04%
EBITDA Margin 8.94%

Management Effectiveness

Return on Assets (ttm) 1.98%
Return on Equity (ttm) 7.94%

Income Statement

Revenue (ttm) 1.29B USD
Revenue Per Share (ttm) 13.26 USD
Quarterly Revenue Growth (yoy) 42.29%
Gross Profit (ttm) 1.07B USD
EBITDA 115.06M USD
Net Income Avi to Common (ttm) 60.33M USD
Diluted EPS (ttm) 0.52
Quarterly Earnings Growth (yoy) 195.00%

Balance Sheet

Total Cash (mrq) 457.84M USD
Total Cash Per Share (mrq) 4.71 USD
Total Debt (mrq) 2.06B USD
Total Debt/Equity (mrq) 258.01 USD
Current Ratio (mrq) 10.455
Book Value Per Share (mrq) 8.196

Cash Flow Statement

Operating Cash Flow (ttm) -284006016 USD
Levered Free Cash Flow (ttm) -132382752 USD

Profile of Upstart

Country United States
State CA
City San Mateo
Address 2950 South Delaware Street
ZIP 94403
Phone 833 212 2461
Website https://www.upstart.com
Industry Credit Services
Sector(s) Financial Services
Full Time Employees 1405

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Q&A For Upstart Stock

What is a current UPST stock price?

Upstart UPST stock price today per share is 22.81 USD.

How to purchase Upstart stock?

You can buy UPST shares on the Tech Market Large exchange. Contact your financial advisor to select a broker.

What is the ticker symbol for Upstart?

The stock symbol or ticker of Upstart is UPST.

Which industry does the Upstart company belong to?

The Upstart industry is Credit Services.

How many shares does Upstart have in circulation?

The max supply of Upstart shares is 95.71M.

What is Upstart Price to Earnings Ratio (PE Ratio)?

Upstart PE Ratio is 45.62000000 now.

What was Upstart earnings per share over the trailing 12 months (TTM)?

Upstart EPS is 0.5 USD over the trailing 12 months.

Which sector does the Upstart company belong to?

The Upstart sector is Financial Services.

Upstart UPST included in indexes

Name Name Price Price 24h%
7d chart
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VOL Volume 24h low 24h high Volume
Name Name Price Price 24h%
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us US Tech Composite IXIC US 27190.86 USD —
+1.19
6.86B USD — 27112.24 USD — 27353.68 USD — — 6.86B USD —
us US Tech US 700 Small Cap Value I NQUS700SCV US 2593.24 USD —
+0.45
— — 2590.56 USD — 2612.33 USD — — — —
us US Tech Global Select Market Com NQGS US 13380.95 USD —
+1.21
— — 13341.63 USD — 13459.93 USD — — — —
us US Tech US 700 Small Cap Value N NQUS700SCVN US 2981.35 USD —
+0.45
— — 2978.27 USD — 3003.31 USD — — — —
us US Tech US 700 Small Cap Index NQUS700SC US 3023.23 USD —
+0.65
— — 3020.05 USD — 3049.99 USD — — — —
us US Tech AlphaDEX Multi Cap Growt NQDXUSMLTCG US 3944.69 USD —
+1.09
— — 3936.74 USD — 3965.98 USD — — — —
us US Tech Financial 100 IXF US 7263.02 USD —
+0.14
— — 7246.97 USD — 7369.68 USD — — — —
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