X Financial XYF Stock
X Financial Price Chart
X Financial XYF Financial and Trading Overview
| X Financial stock price | 12.49 USD |
| Previous Close | 14.23 USD |
| Open | 14.28 USD |
| Bid | 13.83 USD x 700 |
| Ask | 13.91 USD x 200 |
| Day's Range | 13.64 - 14.39 USD |
| 52 Week Range | 4.05 - 20.36 USD |
| Volume | 284.98K USD |
| Avg. Volume | 402.71K USD |
| Market Cap | 588.4M USD |
| Beta (5Y Monthly) | 0.254 |
| PE Ratio (TTM) | 2.880165 |
| EPS (TTM) | 5.41 USD |
| Forward Dividend & Yield | 0.42 (2.94%) |
| Ex-Dividend Date | June 20, 2025 |
| 1y Target Est | N/A |
XYF Valuation Measures
| Enterprise Value | 2.82B USD |
| Trailing P/E | 2.880165 |
| Forward P/E | 37.675674 |
| PEG Ratio (5 yr expected) | N/A |
| Price/Sales (ttm) | 0.08913364 |
| Price/Book (mrq) | 0.07883322 |
| Enterprise Value/Revenue | 0.428 |
| Enterprise Value/EBITDA | 0.645 |
Trading Information
X Financial Stock Price History
| Beta (5Y Monthly) | 0.254 |
| 52-Week Change | 230.16% |
| S&P500 52-Week Change | 19.28% |
| 52 Week High | 20.36 USD |
| 52 Week Low | 4.05 USD |
| 50-Day Moving Average | 17.44 USD |
| 200-Day Moving Average | 11.78 USD |
XYF Share Statistics
| Avg. Volume (3 month) | 402.71K USD |
| Avg. Daily Volume (10-Days) | 676.13K USD |
| Shares Outstanding | 25.94M |
| Float | 116.96M |
| Short Ratio | 0.72 |
| % Held by Insiders | 12.90% |
| % Held by Institutions | 3.88% |
| Shares Short | 192.56K |
| Short % of Float | 1.19% |
| Short % of Shares Outstanding | 0.45% |
Dividends & Splits
| Trailing Annual Dividend Rate | 3.066 |
| Trailing Annual Dividend Yield | 21.54% |
| 5 Year Average Dividend Yield | N/A |
| Payout Ratio | 0.0695 |
| Last Split Factor | 1:3 |
Financial Highlights
Fiscal Year
| Fiscal Year Ends | December 31, 2024 |
| Most Recent Quarter (mrq) | March 31, 2025 |
| Next Fiscal Year End | December 31, 2025 |
Profitability
| Profit Margin | 24.76% |
| Operating Margin (ttm) | 69.20% |
| Gross Margin | 69.58% |
| EBITDA Margin | 66.29% |
Management Effectiveness
| Return on Assets (ttm) | 22.53% |
| Return on Equity (ttm) | 23.94% |
Income Statement
| Revenue (ttm) | 6.6B USD |
| Revenue Per Share (ttm) | 142.24 USD |
| Quarterly Revenue Growth (yoy) | 60.39% |
| Gross Profit (ttm) | 4.59B USD |
| EBITDA | 4.38B USD |
| Net Income Avi to Common (ttm) | 1.63B USD |
| Diluted EPS (ttm) | 4.84 |
| Quarterly Earnings Growth (yoy) | 26.20% |
Balance Sheet
| Total Cash (mrq) | 1.39B USD |
| Total Cash Per Share (mrq) | 5.51 USD |
| Total Debt (mrq) | 623.32M USD |
| Total Debt/Equity (mrq) | 8.38 USD |
| Current Ratio (mrq) | 4.268 |
| Book Value Per Share (mrq) | 176.829 |
Cash Flow Statement
| Operating Cash Flow (ttm) | N/A |
| Levered Free Cash Flow (ttm) | N/A |
Profile of X Financial
| Country | United States |
| State | N/A |
| City | Shenzhen |
| Address | Aerospace Science and Technology Plaza |
| ZIP | 518067 |
| Phone | 86 75 5862 82977 |
| Website | https://ir.xiaoyinggroup.com |
| Industry | Credit Services |
| Sector(s) | Financial Services |
| Full Time Employees | 563 |
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Q&A For X Financial Stock
What is a current XYF stock price?
X Financial XYF stock price today per share is 12.49 USD.
How to purchase X Financial stock?
You can buy XYF shares on the NYSE exchange. Contact your financial advisor to select a broker.
What is the ticker symbol for X Financial?
The stock symbol or ticker of X Financial is XYF.
Which industry does the X Financial company belong to?
The X Financial industry is Credit Services.
How many shares does X Financial have in circulation?
The max supply of X Financial shares is 40.88M.
What is X Financial Price to Earnings Ratio (PE Ratio)?
X Financial PE Ratio is 2.30868770 now.
What was X Financial earnings per share over the trailing 12 months (TTM)?
X Financial EPS is 5.41 USD over the trailing 12 months.
Which sector does the X Financial company belong to?
The X Financial sector is Financial Services.
X Financial XYF included in indexes
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